ePayPolicy

This PFC Keeps Growing with Digital Payments - ePayPolicy

Agile Premium Finance, a premium finance company serving P&C agents nationwide since 2017, has successfully partnered with ePayPolicy to offer secure, convenient digital payments—including ACH and credit card options—from day one, benefiting from ePayPolicy’s PCI Level 1 compliance, seamless system integration, and responsive support to enhance customer payment experiences and improve cash flow management.

Agile Premium Finance (Agile) is one of ePayPolicy's longest-running partners, having offered digital payments through ePayPolicy since their founding in 2017. President & COO Bob Przespolewski describes the relationship as one where both companies have grown together to provide customers with an easy and convenient tool to make ACH or credit card payments online.

Providing Convenience and Efficiency

As a premium finance company (PFC), Agile services P&C agents and their insureds nationwide. They provide convenient and efficient premium financing solutions to improve cash flow, preserve working capital, and retain funds for projects, expenses, and investments. Offering digital payments aligns with Agile’s innovative approach and service philosophy. Agile is one of the rare ePayPolicy clients that started their business offering digital payments from day one.

Why ePayPolicy?

According to Bob, there was never a question of whether or not Agile would accept digital payments—the main question was who their business partner would be. Their primary concern was the security of information collected and the ability to pass that information seamlessly from their system to the payment processor. After reviewing other vendors, ePayPolicy was the only solution that made sense for their business. Data security has always been a top priority at ePayPolicy, and their PCI Level 1 compliance status gave Agile peace of mind, especially given the high volume of large premium payments they handle.

Smooth Implementation

Bob recalls that launching ePayPolicy was one of the smoothest launches they’ve experienced. The ePayPolicy team was available to answer questions and ensure everyone was comfortable with the process.

How Agile Uses ePayPolicy

Agile accepts both down payments and monthly installments for insurance premium finance agreements from their insureds. Customers can choose ACH or credit card payments online through the portal, use the pay-by-phone system, or set up monthly recurring payments. Despite these digital options, many insureds still pay by check, and Agile continues to accept checks. However, as early adopters of digital payment, they appreciate and promote its many benefits for all parties involved. Agile’s accounting teams also use ePayPolicy’s reports to reconcile accounts on a daily and monthly basis.

The Biggest Benefits of ePayPolicy

Bob highlights the ease with which insureds can make their payments, as well as the ability for the customer service team to make payments on behalf of insureds.

Favorite Feature

The integration with Agile's Premium Finance Software is the key feature for them. Bob suggests that ePayPolicy continue to expand integration options with outside vendors.

Advice for Other PFCs

Bob Przespolewski strongly recommends digital payments for every PFC, stating, “There is no one easier to work with than ePayPolicy.”

About Agile Premium Finance

Agile Premium Finance is a Division of Valley National Bank and a leader in the insurance premium finance industry. They serve agents and their insureds across all 50 states, providing convenient and efficient premium financing solutions to improve cash flow, preserve working capital, and retain funds for projects, expenses, and investments.